We are a non-profit, member-owned, financial institution that serves anyone who lives, works or worships in the communities of Rostraver Township, Donora, Monessen, Sewickley Township, East Huntingdon Township, South Huntingdon Township, Sutersville, Smithton, Madison, West Newton, Mt. Pleasant or Scottdale and their families. Because we are non-profit, and member-owned, money made in excess of expenses is returned to the membership through competitive loan rates and savings dividends.

The credit union is federally chartered, regulated, and insured by the National Credit Union Administration (NCUA), an agency of the U.S. government. Member accounts are insured in an aggregate of $100,000. Member Individual Retirement Accounts (IRA’s) are insured separately to an additional $100,000. NCUA is one of the strongest of the federal insurance funds and issues strict operating guidelines for the credit unions it regulates.

The mission of Valley 1st Community Federal Credit Union is to be a financial institution that contributes to the benefit of the Mon Valley community by providing the highest quality and cost-effective service for its members in the most efficient and user-friendly manner possible.

• To provide the best possible interest rates on all share and loan accounts in our field or membership.

• To remain a competitive leading financial institution while adapting to an ever changing business climate.

• To develop and provide the highest quality information to keep our field of membership and the community at large educated about their financial needs.

• To develop, support and promote economic growth in the communities we serve.

• To provide our field of membership with needed financial services at reasonable costs.

• To provide the most efficient, honest and courteous service to all members by committing to a full team effort.

• To ensure our policies are carried out in the most courteous and professional manner by the Board of Directors, committee personnel and all staff members.