"Valoe, Integrity, Community."

           Let The Secret Out!

Valley 1st Visas Are Here!

We welcome you to an open-ended credit card program with a low fixed rate of 10.9% APR on new purchases. Valley 1st Community FCU Visas can be used at thousands of merchant locations around the world for purchases and cash advances. The card carries up to $10,000 credit limit for qualified borrowers!

INTRODUCING VERIFIED BY VISA.

Password-protect your Visa card for added safety online. We introduce our members to a new way of added safety when you buy online. Protect your existing Valley 1st Community F.C.U. Visa card by creating a personal password as unique as you are. VERIFIED BY VISA helps ensure that only you can use your Visa card to buy online.* Register today! It takes just a few minutes to activate.

ACTIVATE NOW!
Click: www.visa.com/verified

* At participating online stores.

LOST OR STOLEN VISA CREDIT OR DEBIT CARDS:

If you have a stolen credit or debit card, please do not contact the credit union. The following toll free numbers will assist you with any questions or problems you may have pertaining to these issues.

LOST OR STOLEN VISA CREDIT CARDS:   1-800-433-0505

LOST OR STOLEN VISA DEBIT CARDS:   1-800-991-4961

CAUSE A LOSS POLICY: 

It is the policy of Valley 1st Community FCU to deny future credit related services (e.g. Loans and Credit Cards) as well as ATM services, share draft privileges, dividends and pre-authorized transfers to any member who has an existing credit obligation in default or has engaged in any transaction that has caused this Credit Union to suffer a pecuniary loss.  If however, the credit obligation is reaffirmed or otherwise voluntarily repaid or the member cures any loss or expense with respect to the matter, then, the member will remain eligible for credit related and other services as though the default or potential loss had not occurred.

Signed:

Board of Directors

Board of Directors, Valley 1st Community F.C.U.               December 31, 2009