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Financing As Low As 4.00%! Offer good June 1^st – June 30^th, 2010. Buy before time runs out! Get Pre-Approved Today! You will need Adobe Acrobat Reader the Pre Approval Application, if you do not have Acrobat Reader you can download it free at www.adobe.com.   IMPORTANT NEWS ABOUT: MONEY MARKET ACCOUNTS If you want high-interest saving and flexible, fixed term investing, our new Money Market Account is a good choice for you. This safe, federally insured, option offers the best of both savings accounts and fixed term investments by paying the high interest rates of fixed term investments, while allowing you to withdraw money, as you need it. With $5,000, you can open a Money Market Account allowing you earn increasing levels of dividend returns for greater amounts of investment. Dividends are calculated based on the average daily balance and are credited quarterly. To access your funds, simply transfer the desired amount to your credit union Share or Share Draft/Checking Account to withdraw as you need it . And once you have opened a Money Market Fund, there are no fixed terms, minimum deposit requirements, or penalties. As of February 23, 2010 we will not be accepting any new money into these accounts. However, you may transfer funds currently on deposit with the credit union. US PATRIOT ACT & IDENTIFICATION PROGRAM Congress passed and President Bush signed into law the USA Patriot Act.  The purpose of this law is to help protect you, your family and our country from terrorism by preventing terrorist financing.  All financial institutions are now required to verify the identity of anyone opening an account.  We must also verify the identity of anyone added as signatories to or have access to new or existing accounts and loans. If you had an existing account with us before the USA Patriot Act rules became effective, we may still need to verify and retain copies of any documents used to verify your identity when you request any type of new account, apply for a loan or are added as a signatory to an existing account or loan. We ask for your understanding as we work to support these efforts to maintain the security of your funds and our country. HOLIDAY SCHEDULE: The credit union offices will be closed in observance of the following holidays. Friday, January 1, 2010  • New Year's Day Monday, January 18, 2010  • Martin Luther King Day Monday, February 15, 2010  • President's Day Friday, April 2, 2010 • at 12 Noon  •  Good Friday Friday, April 30,  2010 • at 2 pm  •  Annual Meeting Monday, May 31, 2010  • Memorial Day Monday, July 5, 2010 Independence Day Monday, September 6, 2010  • Labor Day Monday, October 11, 2010  • Columbus Day Thursday, November 11, 2010  • Veteran's Day Thursday, November 25, 2010  • Thanksgiving Friday, December 24,  2009 • at 12 Noon Saturday, December 25, 2009  •  Christmas