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Valley 1st
Money
Market Accounts
If you
want high-interest saving and flexible, fixed term investing, our new Money
Market Account is a good choice for you. This safe, federally insured, option
offers the best of both savings accounts and fixed term investments by
paying the high interest rates of fixed term investments, while allowing
you to withdraw money, as you need it.
With
$5,000, you can open a Money Market Account allowing you earn increasing
levels of dividend returns for greater amounts of investment. Dividends are
calculated based on the average daily balance and are credited quarterly.
To access your funds, simply
transfer the desired amount to your credit union Share or Share Draft/Checking
Account to withdraw as you need it . And once you have opened a Money
Market Fund, there are no fixed terms, minimum deposit requirements, or
penalties.
As of
February 23, 2010 we will not be accepting any new money into these
accounts. However, you may transfer funds currently on deposit with the
credit union.
To see our current rates, click here. For more information,
call us or visit us.
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USA Patriot Act and Identification Program
Congress passed and
President Bush signed into law the USA Patriot Act. The purpose of this
law is to help protect you, your family and our country from terrorism by
preventing terrorist financing. All financial institutions are now
required to verify the identity of anyone opening an account. We must
also verify the identity of anyone added as signatories to or have access
to new or existing accounts and loans.
If you had an existing
account with us before the USA Patriot Act rules became effective, we may
still need to verify and retain copies of any documents used to verify your
identity when you request any type of new account, apply for a loan or are
added as a signatory to an existing account or loan.
We ask for your
understanding as we work to support these efforts to maintain the security
of your funds and our country.
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Holidays
We Observe In 2009
The credit union offices
will be closed in observance of the following holidays.
Friday,
January 1, 2010 • New Year's Day
Monday, January 18, 2010 • Martin Luther King Day
Monday, February 15, 2010 • President's Day
Friday, April 2, 2010 • at 12 Noon • Good
Friday
Friday, April 30, 2010 • at 2 pm • Annual
Meeting
Monday, May 31, 2010 • Memorial Day
Monday, July 5, 2010 Independence
Day
Monday,
September 6, 2010 • Labor Day
Monday, October 11, 2010 • Columbus Day
Thursday, November 11, 2010 • Veteran's Day
Thursday, November 25, 2010 • Thanksgiving
Friday, December 24, 2009 • at 12 Noon
Saturday, December 25, 2009 • Christmas
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