Rates

Loan Rates

Type of Loan APR* As Low As
New Auto 6.25%
Used Auto 6.25%
Credit Cards 8.99%
Personal Loans 10.75%
Motorcycle Loans 8.50%
Tri Axel Loans 9.00%
Camper/RV Loans 8.50%
Boat Loans 8.50%
1st Mortgage 6.00%
Home Equity 7.00%

Rates are effective as of 9/9/2025 and are subject to change without notification

Share Rates

Account Type APR* APY**
Regular Savings .05% .05%
Christmas Club .05% .05%
Share Drafts .0% .0%
IRA Regular Savings .25% .25%
Escrow .05% .05%
Rates are effective as of 10/1/2022 and are subject to change without notification
 
Account Type Term Dividend Rate/APY**
Regular Share Certificate 6-Month
1-Year
2-Year
3-Year
4-Year
5-Year		 3.75%
3.50%
3.00%
2.75%
3.00%
3.25%
IRA Share Certificate 1-Year
2-Year
3-Year
4-Year
5-Year		 3.50%
3.00%
2.75%
3.00%
3.25%
Shared Secured Loan   2.05%
Rates are effective as of 10/01/25 and are subject to change without notification.

Money Market Rates

Account Amounts APY**
Money Market $5,000-$24,999
$25,000-$99,999
$100,000 and up		 .75%
.80%
.90%
Rates are effective as of 4/1/2023 and are subject to change without notification